For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. The services and experience of Margaret and Beth range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
You are about to make a major investment…one that will impact your family, your finances and your lifestyle. You’ve already chosen the right real estate company. You’ve chosen the right agents, Margaret and Beth. Now it’s time to choose the right representation.
ANY Real Estate Agent can ~
Arrange property showings
Assist with financing
Provide information
Explain forms
Monitor closing activities
ONLY Buyer’s Agents can provide you these additional services ~
Give you advice and counsel
Keep your position confidential
Negotiate price and terms favorable to you
Give you reasons NOT to buy a specific property
Disclose confidential information about the seller
Objectively evaluate properties
Write an offer to your advantage
Expose you to the entire market, including unlisted properties
Be entirely committed to YOU!
In addition, Margaret and Beth will:
We will help you avoid the most common mistakes Home Buyers make! Make sure that you have agreed, in writing, to have Margaret or Beth represent you as a “Buyer’s Agent.”
This will mean signing a buyer brokerage agreement in which you promise to work only with that particular agent for a specific period of time. It also means that you promise not to buy from anyone else, even FSBO’s, without involving your Buyer’s Agent, (which, of course is beneficial to you!)
By establishing your loyalty to your Buyer’s Agent, you will benefit
tremendously from the resulting commitment you will receive.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
